Fire

Marine

Miscellaneous

Total

2011-12

2010-11

2011-12

2010-11

2011-12

2010-11

2011-12

2010-11

Gross Direct Premium: In India

77438

66204

48332

44637

479019

434892

604789

545733

Outside India

3696

2364

1931

1650

9044

7241

14671

11255

Gross Direct Premium Total

81134

68568

50263

46287

488063

442133

619460

556988

Net Premium

54210

48654

26722

24234

442733

388270

523665

461158

Ratio of Net to Gross

66.82%

70.95 %

53.16%

52.36%

90.71

87.82%

84.54%

82.80 %

Profit on Sale of Investments (Policy Holders’)

6660

(12.29%)

9233

(18.97%)

2932

(10.97%)

3875

(15.99%)

49244

(11.12%)

68477

(17.63%)

58836

(11.24%)

81585

(17.69%)

Int./Div./ Rent (Policy Holders’)

7611

(14.04%)

6355

(13.06%)

3351

(12.54%)

2667

(11.00%)

56276

(12.71%)

47132

(12.13%)

67238

(12.84%)

56154

(12.17%)

Commission and other income (Net Income(+)/ Net Outgo (-))

-2907

(-5.36%)

-1953

(-4.01%)

-2442

(-9.14%)

-2406

(-9.93%)

-27246

(-6.15%)

-24621

(-6.34%)

-32595

(-6.23%)

-28980

(-6.28%)

NPA (Provision (-)/ Write back(+))

231

(0.42%)

213

(0.44%)

102

(0.38%)

89

(0.36%)

1705

(0.39%)

1580

(0.41%)

2038

(0.39%)

1882

(0.40%)

Diminution in value of shares (-)/ written back (+)

-20

(-0.04%)

1

(0.00%)

-9

(0.00%)

0

(0.00%)

-149

(-0.03%)

10

(0.00%)

-178

(-0.03%)

11

(0.00%)

Increase (-)/ Decrease (+) in unexpired risks reserve

-2778

(-5.12%)

-3827

(-7.86%)

-1267

(-4.74%)

-1537

(-6.34%)

-30314

(-6.85%)

-24303

(-6.26%)

-34359

(-6.56%)

-29667

(-6.43%)

Net Incurred claims

-51635

(-95.25%)

-40670

(-83.59%)

-20859

(-78.06%)

-19612

(-80.92%)

-373989

(-84.47%)

-346254

(-89.17%)

-446483

(-85.26%)

-406536

(-88.15%)

Expenses of Management

-17693

(-32.63%)

-19872

(-40.84%)

-7544

(-28.23%)

-9298

(-38.36%)

-110209

(-24.89%)

-128084

(-32.98%)

-135446

(-25.87%)

-157254

(-34.10%)

Amortization expenses

-92

(-0.17%)

-100

(-0.21%)

-40

(-0.15%)

-41

(-0.17%)

-679

(-0.15%)

-739

(-0.19%)

-811

(-0.15%)

-880

(-0.19%)

Investment Written off

-34

(-0.06%)

-192

(-0.39%)

-15

(-0.06%)

-80

(-0.33%)

-249

(-0.06%)

-1420

(-0.36%)

-298

(-0.06%)

-1692

(-0.36%)

Net Operating Profit /(Loss)

-6447

(-11.88%)

-2158

(-4.43%)

931

(3.51%)

-2109

(-8.70%)

7123

(1.62%)

-19952

(-5.13%)

1607

(0.31%)

-24219

(-5.25%)

Interest, Dividends & Rent (Shareholders’)

18607

17089

Profit on sale of Investments (Shareholders’)

16282

24828

Other Income/ Outgo

138

342

Profit (+) / Loss (-) before Tax

36634

18040

Prior period Income / Expenses

-394

-102

IT deducted at source and Provision for Tax

-8877

-273

Provision for Tax for earlier years

-2024

-12204

Net Profit/ Loss after Tax

25339

5461

Transfer to General Reserve / Contingency Reserve

19450

5461

Provision for Dividend

5067

00

Corporate Dividend Tax

822

00