1.IN AUTORICKSHAW SEGMENT DRIVER COVER PREMIUM TO ADD
2.IN GCCV SEGMENT DRIVER COVER TO ADD-IMT 23 TO ADD-NILDEPRECIATION COVER TO ADD-ALL TYPES OF VEHICLES MODELS 
3. IN PCCV SEGMENT DRIVER COVER PREMIUM-PIMT 23-NILDEPRECIATION AND MODELS OF ALL TYPES OF VEHICLES