Shopkeeper Policy

* Initial declaration
I, the Proposer, hereby declare that the building of the premises under insurance is
  1. Not of Kutcha Construction (Kutcha Constructions: - Buildings having walls and/or roofs of wooden planks/thatched leaves and/or grass/hay of any kind/bamboo/plastic cloth/asphalt cloth/canvas/tarpaulin and the like).
  2. In good repair and so maintained.
  3. Occupied by me/us in connection with business above and used solely as shop and/or residence and do not form part of premises having manufacturing units, shops dealing in hazardous goods or godowns containing hazardous goods.
And, I also declare that, the business of the shop under insurance does NOT come in the following category
  1. Shops selling Confectionery and Sweet meat items where process of manufacturing is done on the shop premises.
  2. Shops dealing with hazardous goods or housed in premises where hazardous goods are handled /stored.
  3. Restaurants / Cafes.
  4. Dry cleaner shops with process carried out in the shop premises.
  5. Jewelry shops.
  6. Tailor shops and watch repairers.
  7. Showrooms and display centers where no sales are carried out.
Basic information
Nature of business *
Do you own the building premises under insurance? * help
Click here for details
Period of insurance *
From *
To *
Section 1A - Building (Fire and Special Perils) help
Click here for details
Section 1B - Contents (Fire and Special Perils) * help
Click here for details
Stocks in trade *
Fixtures & fittings *
Goods held in trust *
All other contents *
Total sum insured
Section 2 - Burglary and Housebreaking * help
Click here for details
Stocks in trade
Fixtures & fittings
Goods held in trust
All other contents
Section 3 - Money Insurance help
Click here for details
Section 4 - Pedal Cycle help
Click here for details
Section 5 - Plate Glass help
Click here for details
Section 6 - Neon Signs help
Click here for details
Section 7 - Baggage help
Click here for details
Section 8 - Personal Accident help
Click here for details
Section 9 - Fidelity Guarantee help
Click here for details
Section 10A - Public Liability help
Click here for details
Section 10B - Workmen Compensation help
Click here for details
Section 11 - Business Interruption help
Click here for details
Select your branch office help
Click here for details
OICL Office State *
City/Town *
Branch/Office *
Notification
Notification
Please provide an amount less than or equal to Rs. 2 Crores.
Notification
Maximum attempts exceeds, kindly try after 2 mins.
Please select a role to continue
Whether any agent is involved for this proposal?
* If 'NO' is selected, the policy will be issued under code of Development Officer without an Agent.
Please select a role to continue
Continue Direct
* If 'Yes' is selected, the policy will be issued under code of BDE without an Agent and Broker.
If LoV is NULL, kindly check BDE maping in INLIAS