• PNB-ORIENTAL ROYAL MEDICLAIM INSURANCE POLICY •
(WITH FAMILY FLOATER)
FOR PUNJAB NATIONAL BANK ACCOUNT HOLDERS/EMPLOYEES
Offer of Migration to Policyholders of PNB-Oriental Royal Mediclaim & OBC-Oriental Bank Mediclaim after attaining 80years of age:
The PNB-Oriental Royal Mediclaim Insurance Policy ( IRDAI/NL-HLT/OIC/P-H/V.I/455/13-14)and OBC-Oriental Bank Mediclaim Policy ( IRDAI/NL-HLT/OIC/P-H/V.I/454/13-14) provides coverage to defined insured person only up to the age of 79 years and the person should not be more than 80 years. However, in order to provide continuity of coverage we offer such policyholders an alternative subject to portability conditions.
Any person insured under our PNB -Oriental Royal Mediclaim Insurance Policy OR OBC-Oriental Bank Mediclaim Policy may migrate into either (i) Individual Mediclaim Insurance Policy (IRDAI/NL-HLT/OIC/P-H/V.II/448/14-15) or to (ii) Happy Family Floater Policy (IRDAI/NL-HLT/OIC/P-H/V.II/450/15-16) where, two or more persons are to be covered. Upon such migration, the credits gained by the concerned Insured Person(s), for pre-existing conditions and time-bound exclusions shall be maintained under the new policy, provided there is no break in the policy.
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