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Khalihan Insurance Package Policy

Brief Description

This cover is designed for those farmers whose grains are unprocessed and kept in Khalihan awaiting processing. This cover is divided into three sections for limited sum insured.

Covered Risks

This policy provides protection under Section a - Unprocessed grain in Khalihan against Fire, Termites, riot, strike and Malicious damage. Section b - Animal Driven Cart (without animal) in Khalihan against fire, riot, strike, malicious damage. Section c - Person operating Thresher in khalihan against Personal Accident (as per Gramin Personal accident cover).

Major Exclusions

This policy does not cover grass, fodder, straw, husk etc. Loss due to fermentation, nuclear reasons, war, bush fire, jungle fire, loss due to removal of property to any other place, earthquake, storm, cyclone, flood and inundation, theft during or after the occurance of any insured peril.