Oriental Happy Cash-Nischint Rahein

Plan details
Start date *
End date
Deductible *
Daily Cash Benefit Period *
Primary insured details
Date of birth *
Gender *
Whether suffering from pre-existing disease(PED)? *help
Click here for details
Upload a photograph of the person to be insured *
Please upload the passport size (preferred) photograph(Only JPG, JPEG are allowed).
Do you want to add nominee?help
Click here for details
Daily Cash Benefit Value *
Do you wish to insure your spouse?
Do you wish to insure your dependent children?
Do you wish to insure your father?
Do you wish to insure your mother?
Do you wish to insure your father-in-law?
Do you wish to insure your mother-in-law?
Select your branch office  help
Click here for details
OICL Office State *
City/Town *
Branch/Office *
Do you wish to opt for TPA services?
Tip: You get 5.5% discount if you opt out of TPA(Third Party Administrator) Service
1. I hereby declare, on my behalf and on behalf of all persons proposed to be insured, that the above statements, answers and/or particulars given by me are true and complete in all respects to the best of my knowledge and that I am authorized to propose on behalf of these other persons.
2. I understand that the information provided by me will form the basis of the insurance policy, is subject to the Board approved underwriting policy of the insurance company and that the policy will come into force only after full receipt of the premium chargeable.
3. I further declare that I will notify in writing any change occurring in the occupation or general health of the life to be insured/proposer after the proposal has been submitted but before communication of the risk acceptance by the company.
4. I declare and consent to the company seeking medical information from any doctor or from a hospital who at any time has attended on the life to be insured/proposer or from any past or present employer concerning anything which affects the physical or mental health of the life to be assured/proposer and seeking information from any insurance company to which an application for insurance on the life to be assured/proposer has been made for the purpose of underwriting the proposal and/or claim settlement.
5. I authorize the company to share information pertaining to my proposal including the medical records for the sole purpose of proposal underwriting and/or claims settlement and with any Governmental and/or Regulatory authority.
Pre-existing Diseases are covered after three consecutive Policy periods. All Pre-existing Diseases (whether treated / untreated, declared or not declared in the Proposal Form), are excluded upto 36 months of the Policy being in force and shall be covered only after the Policy has been continuously in force for 36 months. For the purpose of applying this condition, the date of inception of the first OHC-Oriental Mediclaim Policy shall be considered, provided the Renewals have been continuous and without any break in the policy period. This exclusion shall also apply to any complication(s) arising from Pre-existing Diseases. Such complications will be considered as part of the Pre-existing health condition or Disease.
Policy not available for age greater than 55 years
The maximum age for Dependent male child is 26 years.
Dependent age must be between the ages of 91 days to18 years
Dependent age must be greater than 91 days
Minimum Age must be greater than 18
For age > 65 years , please contact OICL office
The policy is not allowed if age >75 years
These proposals are not allowed online, please contact OICL office
Please select a role to continue
Whether any agent is involved for this proposal?
* If 'NO' is selected, the policy will be issued under code of Development Officer without an Agent.
Pre Existing Diseases
Since you are suffering from Pre Existing Disease(PED), you are requested to contact the nearest OICL office for policy issuance.
Dependent on the proposer
Since you are not dependent on the proposer, you are requested to contact the nearest OICL office for policy issuance.
Since you are married, you are requested to contact the nearest OICL office for policy issuance.