Addition/deletion of members,change in coverage in health policy

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Dear Sir,

It would be better ,if there is a provision to add or delete family member while renewing health anc accident insurance.Ans also please provide faciliy to change sum insured within the criteria fixd for it.
Please allow to collect single cheque for multiple policies of same customer.For eg:I used to sell medical insurance and accident insurance togetherto most of the customers.So it will be difficult for them to provide seperate cheques for Medical Insurance and nagrik Suraksha Policy
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