ABHILASHA Y AGGARWAL | HAPPY FAMILY FLAOTER MEDICLAIM POLICY EXPIRED ON 31.7.18.. DEPOSITED CHQ BEFORE DUE DATE BUT CHQ DISHONOURED.. TO DEPOSIT CASH ALONG WITH CHQ RETURN CHARGES... HOWEVER BRANCH INSIST THAT POLICY WILL BE ISSUED AS FRESH POLICY ONLY THOUGH WITHIN GRACE PERIOD.. THINK IRDA CIRCULAR AND GUIDELINES DO PERMIT POLICY RENEWAL WITH CONTNUITY WITHIN GRACE PERIOD EVEN THOUGH THERE IS CHQ DISHONOUR.. SAME PRACTICE FOLLOWED IN OTHER PSU AS WELL AS PRIVATE COMPANIES.. PLEASE ADVICE.. MATTER MOST URGENT |