I M AGENT ON OICL BHATAPARA BRANCH SINCE LAST 6YEAR. BUT AGENCY SYSTEM IN OICL ARE ON VERY DOWN LEVEL LAST MONTH ON 30MAY THEY DECLARED INCENTIVE BUT HOW THEY DO  ON MONTLY BASIC. THAT MEANS ALL AGENT ARE FOOLS.. MY LAST FINANCIAL YR BUSINESS WAS 185 LAKH AND WE DO BUSINESS ON 2016-17 = 128LAKH AND 2015-16 68LAKH. AFTER THAT BUSNIESS I DN'T KNOW I AM IN WHICH CLUB MEMBER. DM SAY SORY DEAR WE CAN'T DO ANY THING BECUSE CRM/DGM CLUB MEMBER FORMATION ON END OF FINANCAL YEAR AFTER THEN WE FILTER AGENT AND FORMATION ON DM CLUB. SO SAD FOR US.. THAT WHY WE DECIDE TO QUIT OICL AS QUICK EARLY POSIBLE.

Sir you can send your grivances to DM and CRM of your division. I am at Nagpur. We solve issues at DM Level nowadays we dont need to go to Regional Office. If you have issues you can write directly to you CRM and get your issues solved.