| |  THE ORIENTAL INSURANCE COMPANY LIMITED Regd.Office:Oriental House,P.B.No.7037,A-25/27,Asaf Ali Road,New Delhi-110 002 Policy for Kisan Agricultural Pumpset Insurance Scheme Brief Description This policy applies to Centrifugal Pumpsets (Electrical & Diesel) and submersible pumpsets upto 25 H.P. capacity used for Agricultural purposes only.
Covered Risks Cover is granted against fire and/or lightening, theft/burglary (due to violent forcible entry and provided the pumpset is kept in a locked enclosure), mechanical/electrical breakdown, riot, strike, malicious damage, terrorism. Flood risk can be covered by payment of additional premium.
Major Exclusions Normal wear and tear, gradual deterioration due to atmospheric conditions, wilful negligence, faults existing at the time of commencement and known to the insured , cost of dismantling, transporting to workshop and back as also cost of re-erection. However, transport and re-erection charges to be paid in full in case of total loss.
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