टोल फ्री : 
आरोग्य संजीवनी पॉलिसी
Declaration
Pre-existing Diseases are covered after three consecutive Policy periods. All Pre-existing Diseases (whether treated / untreated, declared or not declared in the Proposal Form), are excluded upto 36 months of the Policy being in force and shall be covered only after the Policy has been continuously in force for 36 months. For the purpose of applying this condition, the date of inception of the first OBC-Oriental Mediclaim Policy shall be considered, provided the Renewals have been continuous and without any break in the policy period. This exclusion shall also apply to any complication(s) arising from Pre-existing Diseases. Such complications will be considered as part of the Pre-existing health condition or Disease.
Please contact OICL office as the entry age is crossing > 65, additional 10% overage loading will be charged automatically on applicable rates. There will not be any overage 10% loading will be charged if the entry age is <=65 and subsequent renewal.
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पूर्व मौजूदा रोग
Dependent on the proposer
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