OMP Clarification/Interpretation

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OMP Clarification/Interpretation
1/19/22 3:18 PM
Kindly Clarify if preexisting disease will be covered if proposer submits medical reports as in form IIB of Proposal?

This information is required urgently. My B O says preexisting diseases are excluded in OMP. However, it is not clear from what is printed in proposal. 
It is said, In the absence of Medical reports only preexisting diseases are excluded. Thus, the ambiguity, 

I request Marketing Department and Actuary to provide answer.
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